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Is your heat pump insured under your home insurance policy? Poll is created on Dec 07, 2022

  
  
  
  
  

Is your heat pump insured?

63 Posts
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(@benson)
Estimable Member Member
545 kWhs
Joined: 8 months ago
Posts: 56
 

@declan90 I tried that after the phone call and they didn't reply.

LV do actually specify in their T+Cs that ASHPs are covered as part of the building, so that it likely who we are going with. A bit more expensive (£80) but policy expert not worth the aggro for us.


   
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(@lucia)
Honorable Member Member
1443 kWhs
Joined: 5 months ago
Posts: 234
 

Yes! It turns it is. Tesco insurance.

They only issue was a (gentle) slap on the wrist for not telling them about the work when the installers were here. Also I may have under valued it because I was not prepped up for them to give me 'of course', as an answer.

Lemonade also responded to my query about ASHPs and said yes and it is covered for storm damage if the wind is 55mph or above. (This was my super cheap plan B if Tesco said no).  

To be clear, this is Buildings insurance. I never get cover for Home Emergency - for the ASHP I'd call Octopus or whoever I was covered with - for the rest I don't think it is worth the money. 


   
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Jancold
(@jancold)
Estimable Member Member
1597 kWhs
Joined: 2 years ago
Posts: 93
 

@lucia I'm with Tesco Insurance as well! you mean I should have told them about my chimney stack removal, oops. 🤣 I had better tell them about the heat pump installation!


   
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