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Is your heat pump insured under your home insurance policy? Poll is created on Dec 07, 2022

  
  
  
  
  

Is your heat pump insured?

 
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Air Source Heat Pumps (ASHPs)
Last Post by KevinPotts 4 months ago
66 Posts
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 benson
(@benson)
Estimable Member Member
Joined: 12 months ago
Posts: 80
05/11/2024 8:37 pm  

@declan90 I tried that after the phone call and they didn't reply.

LV do actually specify in their T+Cs that ASHPs are covered as part of the building, so that it likely who we are going with. A bit more expensive (£80) but policy expert not worth the aggro for us.


   
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 Lucia
(@lucia)
Prominent Member Member
Joined: 10 months ago
Posts: 284
13/11/2024 8:43 pm  

Yes! It turns it is. Tesco insurance.

They only issue was a (gentle) slap on the wrist for not telling them about the work when the installers were here. Also I may have under valued it because I was not prepped up for them to give me 'of course', as an answer.

Lemonade also responded to my query about ASHPs and said yes and it is covered for storm damage if the wind is 55mph or above. (This was my super cheap plan B if Tesco said no).  

To be clear, this is Buildings insurance. I never get cover for Home Emergency - for the ASHP I'd call Octopus or whoever I was covered with - for the rest I don't think it is worth the money. 


   
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Jancold
 Jancold
(@jancold)
Reputable Member Member
Joined: 2 years ago
Posts: 128
13/11/2024 10:51 pm  

@lucia I'm with Tesco Insurance as well! you mean I should have told them about my chimney stack removal, oops. 🤣 I had better tell them about the heat pump installation!

Daikin 6Kw ASHP.
MG4 EV
1926 Semi with loft and wall cavity insulation, all radiator.


   
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 KevinPotts
(@kevinpotts)
New Member Member
Joined: 4 months ago
Posts: 3
27/12/2024 6:31 pm  

Having an ASHP installed and already got solar & battery storage. 

Struggling to find a Home building insurer who will accept these upgrades and provide insurance cover. Any suggestions ?


   
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 benson
(@benson)
Estimable Member Member
Joined: 12 months ago
Posts: 80
28/12/2024 2:23 pm  

@kevinpotts as above. We've gone for LV who specify inclusion of ASHPs in their buildings cover.


   
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 KevinPotts
(@kevinpotts)
New Member Member
Joined: 4 months ago
Posts: 3
28/12/2024 2:26 pm  

@benson thank you for the signpost!


   
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